Case Study

Consumer Co-lending Programme with Digital Wallet Ecosystems

May 20, 2026Indonesia / PhilippinesConsumer LendingCo-lending

Senior co-lending alongside digital wallet and fintech platforms, with platform first-loss support and lifecycle risk monitoring.

CHUAN co-lends as senior lender alongside digital wallet and fintech platforms in Indonesia and the Philippines, providing short-duration consumer credit with first-loss support from the platforms.

Programme at a glance

ItemDetail
MarketsIndonesia, Philippines
Asset classConsumer lending, including consumer loans and installments
CHUAN's positionSenior co-lender
ProtectionPlatform first-loss support, structural protection terms
MonitoringDaily system-level data integration, lifecycle risk monitoring

How the programme works

The platform's first-loss support sits beneath CHUAN's senior position, giving the fund a buffer against credit losses. Daily system-level data integration lets CHUAN track portfolio performance, and lifecycle risk monitoring follows each loan from origination to repayment. Exposure is short-duration and spread across many borrowers.

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